To Download Your Free Full Credit Optimization Guide: visit our website www.CreditPathway.com. Keep in mind that credit repair is a very shadowy industry in which most operators are not operating within the full scope of the law. Make sure you are dealing with a reputable company. See our video on what to look for in a reputable provider. Collection accounts and...
Due to all the details and the newness of the formalities inherent with corporations and llc’s, new businesses can be late on filing taxes, especially the initial filing before getting into a routine with their tax advisor. This is troubling when a company is new and has had zero activity and is simply filing a $0 return with no activity for the first year, and you...
Often just 10 fico points can be the difference between qualifying for a loan and getting denied. As interest rates are banded and based upon ranges of fico points often in bands of 20, again just a minor 10 points can be the difference between as much as a .5% increase to the interest rate that you will receive. This next strategy is a very simple one and one that you...
Most new business owners are so overwhelmed when starting up their business that they do not even know where to begin. This Quick Start guide while not 100% inclusive will give you the basic 13-Point Checklist to look over when putting together your new business from an internet, marketing, sales, and business entity formation perspective. There are several free...
Very often it is commonplace that Equifax, Experian, or TransUnion or all of the three have your information reported and reflected on your credit report inaccurately. Inaccurate information can be your current residence, past residences, the current balance of a credit card, or even the showing of you making a late payment on one of your credit cards. This of course...
Is The Delaware, Florida, Montana, Nevada, Wyoming Corporation/ LLC Entity Setup Really a Scam? We are living and operating within interesting times. And these interesting times lend themselves to some people and even trusted professionals placing blanket references and labels of the word “scam” when discussing topics that do not neatly and wholly fit within the box to which...
Comparing Delaware, Florida, Montana, Nevada, and Wyoming For Best State For Business Tax The states of Delaware, Florida, Montana, Nevada, and Wyoming all offer great incentives for businesses that desire to operate without taxes. Corporate Income Tax: Nevada and Wyoming lead the pack with no outright corporate income tax nor personal income tax for that matter. While...
Why Nevada is One of The Best States To Form Your Business The state of Nevada offers some distinct advantages for businesses above and beyond the average state in the country, that causes one to most certainly consider forming a Nevada LLC or Corporation. Nevada LLC's and Corporations: No state business income tax No state on corporate or member shares No gift tax No franchise...
Why Montana is One of The Best States To Form Your Business The state of Montana offers some distinct advantages for businesses above and beyond the average state in the country, that causes one to most certainly consider forming a Montana LLC or Corporation. Benefits of Montana LLC's and Corporations: Simplified Flat 6.75% Corporate Income Tax Rate (C-Corporations Pay...
Why Florida is One of The Best States To Form Your Business The state of Florida offers some distinct advantages for businesses above and beyond the average state in the country, that causes one to most certainly consider forming a Florida LLC or Corporation. Benefits of Florida LLC's and Corporations: Corporate Income Tax Can be Reduced Significantly (For Foreign C-Corporations...
Why Delaware is One of The Best States To Form Your Business The state of Delaware offers some distinct advantages for businesses above and beyond the average state in the country, that causes one to most certainly consider forming a Delaware LLC or Corporation. Delaware LLC's and Corporations: No corporate income tax on foreign corporations or llc's Personal income taxed...
Why Wyoming is One of The Best States To Form Your Business The state of Wyoming offers some distinct advantages for businesses above and beyond the average state in the country, that causes one to most certainly consider forming a Wyoming LLC or Corporation. Wyoming LLC’s and Corporations Do NOT Have: Personal income tax Corporate income tax  Inventory tax Gross...
#1 The first question that is always asked is why should this be considered? There are certain states that offer tremendous tax, compliance, asset, and legal advantages above and beyond the rest. From the above states, Wyoming and Nevada have no state or corporate tax. This is an obvious advantage not just in revenue but as well within the scope of not having...
PYMNTS.com analyzes a recent financial study performed at the Mossavar-Rahmani Center for Business and Government at Harvard’s John F. Kennedy School of Government, by Marshall Lux and Robert Greene. “A recent report by two Harvard researchers found that economic mobility among consumers with higher risk scores is hampered by lack of credit access, and U.S. small business...
An astonishing 39% of small businesses in Australia considering using alternatives to the banks. A new article in The Sydney Morning Herald – Business Day edition by Shaun Drummond illustrates the worldwide problem of small business access to funding capital. The article looks at a survey of senior business managers by East & Partners in a March quarter survey. The survey...
Can Authorized User Trade Lines Really Boost Your Credit Scores? YES! In some cases they can be a MAJOR Boost! What are Trade Lines? Trade Lines are a great tool to use, but they invoke many questions. This is a great post to visit prior to diving into some of the more complicated areas of Trade Lines. According to Experian.com a trade line is an entry by a credit grantor to a consumer’s credit history maintained by a credit reporting agency. A...
Tax time is here and the refunds are coming! Most people get their refund and spend it on a something they may really want or feel that they need. Five Ways to Use Your Tax Refund to Build Your Credit Score by Charlie Scanlon is a great piece urging you to instead invest in your credit, invest in your future. Due to the high cost of living, unforseen expenses and life in...
Money is the lifeblood of every business. No truer words have ever been stated. Today we discuss the article by Faizan Raza at Business.com titled Finding Funding: 5 Surefire Strategies to Finance Your Startup. The article discusses the 5 most common ways to obtain financing for a new business. They include: Credit Cards Venture Capitalists Angel Investors Crowdfunding Government...
Everyone wants to have great credit and it all starts with your credit cards. How you use, manage and especially pay for those cards establishes your monthly track history. If you are able to prove that you have the ability to use credit responsibly, you will be rewarded with additional credit opportunities. If you are looking for a line of credit or loan for a million dollars, first you have to show that you are able to manage a thousand dollars. In...
In a recent article by the Huffington Post, titled: "No Collateral, No Problem? The Pros and Cons of Unsecured Business Loans,"Steve Nicastro illustrates some common points that suggest you pay attention to. In this blog we will discuss some of the point Steve makes. Unsecured business loans have their positive and negatives. The positive is that this type of loan does not require any collateral, meaning you won’t have to risk your personal or...
What is Business Funding? According to businessdictionary.com it is providing financial resources to finance a need, program, or project. In general, this term is used when a firm fills the need for cash from its own internal reserves, and the term 'financing' is used when the need is filled from external or borrowed money. Business funding comes in all sorts of packages....

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